Protect Yourself From Identity Fraud

Protect Yourself From Identity Fraud

In this modern world, theft can happen in many ways different ways. It is no longer about making sure your doors are locked and jewelry is secured. Instead, identity theft can occur in your own home. Online identity fraud occurs when someone steals your personal information to drain your bank account, charge your credit card, open new utility accounts, receive medical treatment using your health insurance, or file a tax return in your name.

Practicing online credit card safety is one of a couple of ways to protect yourself against identity theft:

1. Randomize passwords
Never use the same passwords. When entering a password for different websites, always make sure that you are using something different. You will be less susceptible to theft if you have various passcodes. If someone was to get into one of your protected accounts, they would not be able to get into all of them. This is how to protect your assets from online thieves.

2. Keep personal information private
If an online website is asking for something like your social security number, do not give it out. Many fraudsters will ask for personal information under the pretense that they are a safe and protected site. Always make sure you know exactly where your information is going and to whom you are speaking. Never give out personal information online.

3. Shady websites should be avoided
Do not buy from a website that does not seem to have regular traffic. If the website you are looking to buy things on does not seem like a reputable website, do not enter your personal information. Always research where you are making your purchases from.

4. Destroy personal information
When it comes to mail and personal documents, always make sure that they are destroyed before you throw them away. Any papers and things with identifying information should never be thrown in the trash. Instead, always make sure to shred those documents.

5. Monitor your credit reports
Perform regular checks on your credit. If anything in your credit reports looks suspicious, be sure to report it immediately. Regularly checking your accounts every 12 months will help you to identify any wrongdoings that may be taking place under your name.

6. Set up fraud alerts
Different card companies and bank accounts will have the option for you to have notifications sent if they suspect a problem has come up. If your bank or card company offers these benefits, make sure to take advantage of them to protect yourself from any fraud that could occur.

7. Watch what you carry
Never carry your social security card on you. Reduce the number of credit cars that you keep on your person. Always making sure that what you leave the house with is what you have with you when you return is important.

Protecting yourself from identity theft is an important thing to keep on top of. In an age where your personal information can be stolen with the click of a mouse, it is important to always be vigilant. Always watch where you are entering personal information and where you are making any online buys from. These are the best ways to make sure that your information is not stolen, and that you do not have any future issues.